bell icon IMPORTANT:

MoneyGram has an important announcement about the recent Cybersecurity Issue (U.S). Learn More

MoneyGram has an important announcement about the recent Cybersecurity Issue (International). Learn More

Previous Notice Next Notice

Store, Send and Save Seamlessly with MoneyGram

Meet your all-in-one money manager, MoneyGram Account, a bank account issued by Pathward®, N.A.

Revolutionize the way you manage your money

More value

Spend 20% less1 on fees when you send funds with your MoneyGram Account.

Exclusive exchange rates

See how much you'll send home with our exclusive exchange rates1 in-app.

Debit card

Every account comes with a debit card that you can add to your Apple Wallet and pay directly from your phone.

MoneyGram Account Benefits

Make the most of your
MoneyGram Account

  • No minimum balance required, and no monthly fees for active users.
  • Easily link your cards and bank accounts to receive and store funds conveniently.
  • Use your MoneyGram Account to send to your friends' MoneyGram Accounts within the U.S. quickly with no fees2 attached.
  • Get peace of mind knowing funds held in your MoneyGram account, issued by Pathward®, is FDIC insured (up to $250k).3

The debit card that takes you everywhere

The MoneyGram Debit Card makes purchases seamless. Use your card from home or add it to your Apple Wallet for easy one-tap purchases on the go.

Frequently Asked Questions

You've got questions? We've got answers

Do I need to have a smartphone to apply?

You’ll need a smartphone to complete your registration with MoneyGram. Once you’ve successfully opened your account, you’ll be able to view and manage your MoneyGram Account through the mobile app.

Who can apply for a MoneyGram Account?

Individuals 18 or older, with a U.S. residential address, a mobile phone number and a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), may apply for an account with us.

Can I open an Account if I live outside the US?

MoneyGram Account is available to U.S. residents with a valid, unexpired government ID plus SSN or ITIN.

What information do I need to provide to open an Account?

If you already have a MoneyGram profile, you’ll only need to provide us with the remaining personal information required to complete the identity verification process.

If you don’t have a MoneyGram profile, we will need your full name, residential address (can’t be a P.O. Box), phone number, SSN or ITIN, and date of birth.

You’ll also be required to provide us with your valid, unexpired government issued ID.

In rare cases, we may ask you to provide additional information or documents to confirm your identity, but only when it’s necessary.

How long does it take to open an Account?

It takes just a few minutes to apply, and most accounts are approved and opened within seconds of submitting the application.
 
If we need additional information to complete the verification process, it may take longer.

More FAQs

Need help with your
MoneyGram Account?

Access the support center for any issues regarding your MoneyGram Account, check out FAQs and how-tos. Plus, you can reach out to our support team anytime.

Learn more

1 A currency exchange rate may apply. MoneyGram makes money from currency exchange. Currency exchange rates are subject to change. Offer does not apply when using your MoneyGram Debit card, Apple Pay or other payment methods.

2 Certain transaction fees and costs may be associated with MoneyGram Account see Account Agreement for list of all fees and more information.

3 Each depositor is insured by the FDIC to at least $250,000, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.



MoneyGram Account & Debit Card is only available to residents of the 50 US States on iOS devices.
MoneyGram is not a bank.

The MoneyGram Account is a deposit account provided by Pathward®, N.A., Member FDIC. The MoneyGram Visa® Debit Card is issued by Pathward, N.A. Member FDIC, pursuant to a license from Visa U.S.A. Inc. This Card can be used everywhere Visa Debit Cards are accepted.